You should also always keep the check stub—the thin paper copy behind each check you write—because this acts as a detailed receipt of all your check transactions. If you need a Stop Payment Order for a check, your bank will probably need the information on the check you want to cancel. If you mess up writing a check, then you’ll want to void the check you already wrote on and start over again. This can happen if you accidentally write the wrong amount on the check, or if you write the wrong name down for the recipient.
- If the check was previously reconciled, it becomes unreconciled.
- Always keep a record of all your check transactions, and of all voided checks.
- If you add one too many ‘0s’ to your check, you can’t just correct it and hope it works out.
- A voided check requires the word “VOID” written across it, indicating that it cannot be used for payment.
- An investment in the fund is not insured or guaranteed by the FDIC or any other government agency.
Also, reach out to be sure the receiving party can accept an encrypted file. Call your bank and ask to place a stop payment on a pre-authorized electronic check to void the check. Provide your bank with the name of the check payee, the amount of the check, and the check number. Your bank will use the check number to identify the check that you want to stop. In the absence of a check number, your bank can stop a payment on the basis of other factors such as the payee name or check amount. Learn how you can set up direct deposit without a voided check. Speaking with your payroll department and finding other options through your bank could mean an easier time getting direct deposit to your checking or savings account without a hitch.
Reasons for Using a Voided Check
But first, let’s touch on the reasons why you might need to void a check. We’ll break down the simple instructions for voiding a check properly in a moment. However, it’s just as important that you know how to do so safely, securely, and while maintaining as much of your personal and private information as possible. If you need to void a check for any reason but don’t have one, there are workarounds you can try. Maybe you don’t need the check anymore, or you messed up writing it out and need to change something on it. This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals.
Can I print a voided check?
If you need a voided check and don't have a checkbook, look at your bank's online system. You can send yourself a check and then mark it as void. Another option is to print a check. Using check printing software, print out the check and then void it.
You may also decide to void a check if you filled it out wrong or completed a mobile deposit and want to make sure it can’t be used again. To void a check to provide your employer to set up direct deposit, take a blank check and write “VOID” in large letters across the entire check. Be certain that you don’t cover the routing or the account numbers, which your employer will use to make sure your paycheck goes to the right account. Make a copy of the check to send to your employer, and keep the original for your own records. The most common use for a https://www.bookstime.com/ is to establish a direct deposit¹. If you’re going to receive payments from an employer electronically, you can send them a voided check, so they have all of your bank information. Voided checks may also be necessary when setting up automatic bill payments, such as bill-pay for utilities or even automatic payments on a home or student loan.
Ways to Avoid Overdraft Fees
Set up direct deposit for your Huntington Checking account, and you could start receiving your pay early. When we receive your direct deposit information from your employer, we make your pay available to you, up to two days earlyΩΩ. If you give your employer a voided check, be sure to record it in your check register so that you can keep track of which check number was used.
For extra security, consider using a paper shredder, since using one makes it difficult to piece the check back together to reveal sensitive information. If you don’t have access to a paper shredder, you can rip up the check into several pieces, being sure that the sensitive information is not intact when you dispose of it. Consider keeping a photocopy in your records if you believe you’ll need it for future reference. First, you might want to void a check if you make a mistake while writing it. This may include writing down the wrong amount or making it out to the wrong person. You can void a check for any incorrect information and then rewrite it on a new check.
How to Write a Void Check for Direct Deposit
Some banks and credit unions will automatically send you a book of checks when you first open an account with them. While you don’t strictly need a voided check to set up a direct deposit², many employers will ask for one.
See program disclosures and the applicable fund prospectus before investing for details and other information voided check on the fund. Contact us for a copy of the fund prospectus and recent performance data.